英国留学 - 剑桥大学模拟面试问答与分析（优越教育独家设计）

模拟问题1：Why are you interested in our college?

模拟答案1：Your 800-year history and 90 Nobel Prize winners support your present excellence and future aspirations. What makes me more confirmed to choose your university is that University of Cambridge always sticks to its school motto - being the cradle of enlightenment and wisdom. Today’s world is changing so fast that more and more elite universities and professors or scholars tend to be commercialized and internationalized, but you university is not one of them. And you amazing supervision system and rigorous atmosphere have maintained for over a hundred years. It is a very good tradition and you are absolutely my first choice.

点评1：要展示面试者对一个学校的兴趣。我们认为可以从很多方面去挖掘，比如学校特别的校训或者文化，比如该学校（学院）在学术或者研究上获得过什么重大的贡献，比如该学校（学院）的毕业生能够得到很好的就业机会，比如该学校（学院）里哪些老师或者领域是处于领先地位的，等等。对于以上模拟答案，我们认为还是过于模式化，对于该面试的同学，可以进一步利用数据，事例与自己的亲身经验来说明，同时，我们强烈建议到目标大学的相关学院的网站去了解专业，学科，研究，师资等具体信息。

模拟问题2：Why do you want to major in Finance?

模拟答案2：I was born in 1990s. I witnessed the reform and opening-up policy, and the amazing development of my country. However, the financial industry always lagged behind other industries. For example, we are still not able to achieve the interest rate liberalization which makes the interest rate of the private lending market unreasonably high. On the other hand, there is huge potential in the financial market.

点评2：这是个开放性的问题。可以从很多方面来说，比如家庭对面试者的影响，面试者与众不同的经验，面试者的性格，面试者看过的书，对面试者有重大影响的人等等。但是请注意，招生老师非常希望看到面试者的成长中一些与众人不同的地方，可以是家庭，性格，价值观，以及面试者对一些问题的看法。当然，需要面试者尽可能说明面试者的这两个故事与所申请的专业的相关性。对于以上模拟答案，既然该同学已经提到了金融专业，我们建议她可以深入去用数据与理论分析如何让这个私募借贷市场的利率能够进一步回归合理的水平等等。

模拟问题3：What do you see yourself doing in 10 years from now?

模拟答案3：I hope to study in Master your university next year; after graduation, I will need about 3-5 years to become a qualified professional in the securities industry; however, my aim is not just this, because my career goal is to enter the private equity industry and build my own fund.

点评3：招生老师非常希望看到面试者对自己的蓝图的具体规划，面试者可以具体到什么工作职位，做什么具体的事，甚至是薪资等，越具体越好。对于以上模拟答案，我们认为该同学的回答还是简略了一点，她可以对面试老师再进一步详细描述一下自己的规则。

模拟问题4：Does your high school record accurately reflect your effort and ability?

模拟答案4：Not exactly! My high school transcripts reflect my study ability. But in my opinion Chinese exam-oriented education ignored some important abilities, like exploratory learning and innovation which I have been forging during my study.

点评4：对于招生老师来说，这个问题可以反映面试的学生是不是书呆子，而且可以反映学生对自己的成绩表现的认知。所以对于这样的问题，不管学习成绩好不好，都必须首先要突出学习成绩只是一部分。但是要分析自己的成绩表现，比如什么科目的表现能够很好反映出面试者的优势，但是面试者有什么优势是没有从成绩上反映出来的。最好在成绩单上反映不出来的优势可以进一步利用数据，事例与自己的亲身经验来说明。

模拟面试5：Can you recommend a good book to me?

模拟答案5：Capital in the Twenty-First Century, by Thomas Piketty. This is a monumental work about inequality. The book's main thesis is that economic growth alone isn't sufficient to overcome three "divergence mechanisms" or "forces" that are in many places returning inequality in income and/or capital to pre-World-War-I levels. In principle, it could be read by a broad, college-educated audience。

点评5：这里虽然是简单的推荐一本书，但是实际上它可以反映面试者的很多方面，比如面试者看问题的角度（这个主要看面试者如何去评论这本书的，或者如何看待书中的一些观点的），比如面试者的价值观与世界观，比如面试者的个性特点等等。但是不管是显示哪一方面，请记住，招生老师什么看重一些在面试者身上与众不同的地方。

模拟面试6：Tell me about competition in the television industry.

模拟答案6：At the beginning, competition among domestic television companies was mainly through price war, which made profits of the industry decrease. Producers needed to cut costs to maintain the profit and thus to some extent affect the quality of their products. Consumers were driven off by inland TV’s inferior product quality to buy Japanese TVs. However, nowadays residents' income is increasing substantially and firms conduct differentiation strategies to adapt to the new Internet-market.

点评6：既然要申请金融方面的专业，那么面试者在回答这个问题的时候，可以尽可能地向金融方面去描述，比如家电行业竞争中的资本扩张，家电行业竞争中的资金链竞争，家电行业的融资竞争等等。

模拟面试7：How effective is current monetary policy?

模拟答案7：Now China’s central bank is trying to carry out market-based interest rate policy to reduce the general lending cost. Commercial banks, as the junction stations of the monetary system, play the key role in this progress. However, in China, nationalized banks’ domination in the market makes the de-leveraging process difficult to move on.

点评7：这个问题是分析我们现行的货币政策的效果。这位同学的答案基本上是回答了现在货币政策的现状。但是我们建议可以更进一步给出改进现行货币政策的建议，比如说，既然说了国家银行的垄断地位影响了金融改革的进程，那么可以详细给出自己在如何改变国家银行的垄断地位以及推进金融市场自由化方面的观点与建议。

模拟问题8：Does inflation have any affect on the housing market?

模拟答案8：Yes, inflation affects the housing market. When money is injected into the housing market it causes inflation within the housing market, but wouldn't necessarily cause inflation in other markets. Therefore the cost of housing would go up faster than the general inflation rate. However, inflation only measures the general trend in prices, and there are many variables that go into a product that can affect its price.

点评8：关于通货膨胀与房价的问题，应该是当下中国最热门的话题之一了。面试者完全可以有很多发挥地方。通货膨胀肯定是会在一定程度上影响房价的。但是中国是一个政府调控作用比较显著的国家，房价的变化除了受到通胀影响外，更多地受到其他因素的影响，比如政府对购房政府的变化，城市发展与人口变化等等。而且通胀的速度与房价上涨的速度是不一致的，如果通胀的速度比房价的上涨速度快，那么对于消费者购房来说是有利的，反之就是不利的。

模拟问题9：What is Finance?

模拟答案9：Finance is the allocation of stakes and liabilities over the long term under states of conviction and doubt. A key focus in finance is the time value of cash, which states that an unit of currency today is worth more than the same unit of money tomorrow.

点评9：这是一个开放性的问题。招生老师非常希望看到面试者对金融这个词的理解，而这个理解也必须是属于面试者自己的观点，可以是抽象的概念，可以是具体的数据，可以是某些理论，可以是面试者自身在金融这个领域的一些特别经历等等。

模拟问题10：Why do firms exist?

模拟答案10：The ultimate goal of any private sector firm is to make money so they exist for making money for themselves...though the same is not always applicable to public sector units they most of the time are there for the welfare measures of the people.

点评10：这个也是一个开放性的问题，招生老师旨在了解学生的思虑问题的角度。为什么公司会存在？因为它们要把生产资料转化为产品？因为它们要解决就业？因为它们要赚钱？因为它们可以为社会经济作贡献（乘数效应）？